QQ are refunding me2145. Simply wondering if anyone has any basic concept just how long they simply just just simply take to process reimbursement?
Additionally waiting right right here to straight straight straight straight back from FOS regarding Payday & Wonga
Many Many Many Many Thanks once more for all your help
We accepted an offer from Quickquid for 350 that was a goodwill gesture. Ever since then Wonga as well as other loan providers have actually compensated me personally right right straight right right back thousands in interest this means I prob did have case against QQ. Do we nevertheless have actually a full situation to argue? It absolutely was numerous of pounds well well worth of curiosity about couple of years well well well worth of loans.
Sara (Financial Obligation Camel) says
I’m sorry but no.
Adjudicator stand by her choice and upheld my plaint. This woman is likely to speak to quick quid if they don’t concur need certainly to escalate to ombudsman. Sara from experience could you please advise what exactly is my possibility of getting exact same outcome at ombudsman.
Sara (Financial Obligation Camel) says
We have actuallyn’t seen sufficient instances to believe that I’m able to quote any significant percentages. from everything you have actually stated, you case seems very good – if it’s it is extremely rare that the Ombudsman will alter it a great deal, but often the Ombudsman will determine that just loans after dd/mm/yy should really be refunded. Available for you that will most likely be a good outcome!
Many thanks you are changing people’s life with your advise you are an absolute angel for you kind input and prompt reply. Jesus bless you.
I’ve just made a plaint to QQ (because of the brilliant suggestions about this site) and they are the concerns they sent me-they appear to have changed somewhat.
1) that which was your ine per paycheque during the time of one’s loan(s)?
2) exactly exactly just exactly exactly What had been your expenses that are monthly of that time period online payday loans Louisiana of the loan(s)? (please include mortgage/rent, travel, resources, re re re payments of other credit mitments, meals, as well as other costs as separate things)
3) Recently, we now have seen an elevated quantity of plaints where in actuality the plainant has acquired a template from an online site or weblog. Did you utilize an online site template? In that case, is it possible to please supply the title for the site?
4) Please supply a py of a bank declaration through the time of the loan(s).
5) Please offer a py of the payslip from approximately the time of the loan(s).
Sara (Financial Obligation Camel) says
They do see appear to differ the questionnaire slightly every once in awhile. It’s as much as you the method that you wish to reply – if you don’t involve some for the information or you don’t want to offer these with your own personal bank statements, inform them you need them to nsider your plaint without this.
If QQ were better at making offers that are reasonable individuals could possibly feel there is more part of demonstrating plenty of information.
Many thanks Sara, i will inquire further to nsider my plaint without my bank statements, but will provide my payslip that is last from agency during the time.
Hi all, The adjudicator went within my favor on just one loan away from 10 ! He gave qq two months to simply accept or otherwise not and today he’s got offered them additional week ! Now they accept or go to ombudsman as it is only one loan will ? When they do i shall argue for any other loans become added when they don’t i shall accept your decision ! Has anybody had case that is similar qq have never accepted decision on a single loan ? Undoubtedly it is advantageous to them to simply accept choice ?
Without once you understand the circumstances of one’s instance, it is difficult to state if QQ encourage, but we suspect they are going to since they probably don’t desire you to inquire of the Ombudsman to examine.
I didn’t accept certainly one of the adjuncticator’s choices on a single of my numerous instances, and I’m glad Used to do. The ombudsman consented beside me and chose to honor me personally payment of some more loans.
The adjudicators are attempting to be reasonable, however they are less experienced and that can often fail. It might take much longer, but that you had the most experienced professional reviewing your case and making a decision if you ask the ombudsman to review you will know. They normally are extremely swift to show around.
Hi we have a plaint in using the adjudicator against QQ, whom delivered me personally a letter that is standard me250 goodwill pensation. The adjudicator has expected for my credit report that I have actually delivered and in addition my bank statements that we have always been concerned about delivering as in the right time utilized to gamble. I became in a good premium task but got myself in to a never ever closing circle of borrowing from many pay check lenders and in addition possessed a dmp. Now i’ve paid all spend loans off and am in a better situation I have been reflecting day. I’m concerned about delivering my bank statements into the adjudicator but additionally have the unsecured guarantor loan panies need to have had the opportunity to see from my credit report the regularity of my loans with many panies with a few having defaults in it. Thankyou for listening.
Don’t be concerned about gambling deals. I’d some to my acunt. QuickQuid offered me200 after 2 months. Then I got an additional offer at adjudicator from quickquid of just over4000….myself and adjudicator pursued more and I also got more than a five figure some straight right back from their store after ombudsmans choice. Stay glued to your firearms. Because of all.
Okay so here’s my tale thus far delivered mail to fast quid they acknowledged we delivered whatever they asked for along with normal reaction that everyone else gets it will take as much as 2 months I’d no answer we mailed them 3-4 times if the timescale had been ing to a conclusion nevertheless no answer it’s now been 7 weeks and I have heard nothing at all is this the same as anyone else’s experiences from them i sent to the ombudsman who sent a letter saying unto 13 weeks? When I notice most get yourself a offer of some sort I’ve had nothing needs to call it quits
We notice individuals saying it is with all the adjudicator? I simply provided for ombudsman is this directly to do ?
Sara (Financial Obligation Camel) says
whether individuals obtain an offer, a rejection or perhaps hear absolutely nothing is apparently actually random. You have got done the thing that is right it towards the Ombudsman. The wait during the Ombudsman would be that these are typically hoping QQ can get in touch with them… then, otherwise it waits in the pile … then at some point it will be picked up by an adjudicator even if QQ haven’t replied if QQ do, an adjudicator will pick the case up.
The adjudicator may be the very first phase associated with FO procedure. Once you deliver a plaint in,, while you have inked, it will always be looked to start with by the adjudicator. It just visits the send “Ombudsman” phase in the event that adjudicator can’t get everybody else to just accept their proposition.
Your delay isn’t worryingly long, but i believe it is well well well worth giving the FO a “nudge” – i will suggest you phone them up and ask if you have any longer information as you are able to provide.
Thank you for that much better now i actually do have a message target for somebody at ombudsman i shall provide that a spin if not band them i shall now let ppl the oute